Retail

Retail

Sell with Confidence

Auto Sales & Service
Convenience Stores
Fitness and Sports Centers
Golf Courses & Country Clubs
Grocers
Hotels & Resorts
Lumberyards
Printers
Restaurants
Salons
Screenprinters
Services

Whether it's computing injury claim costs, or "inventory shrink" due to employee theft, the cost of both pure and speculative risk affects the price of your Retail Risk Management Program.  That's why INSPRO takes a total cost of risk approach by tailoring your risk management program to look to the end game. To reach that goal, we help you:

  • Analyze your exposures
  • Implement control measures to those exposures
  • Determine risk transfer or financing options
  • Manage current and future exposures

Property Coverage

Equipment Breakdown, Business Interruption, Spoilage, Off Site Power Failure, Peak Season...these are just a few of the property coverages that retail exposures could potential face. Let us help you identify what those are.

Workers' Compensation

Having employees leads to the potential of on the job injuries. Our loss control department can help you manage the process of keeping your business safe, while our claims side will help manage your experience mod and look for areas that need attention.

Auto Including Hired and Non-Owned

Many retail businesses contain specific auto exposures.  Whether delivery is involved in your restaurant or store, or you are an auto dealership, auto losses have the potential to be a large loss in a liability situation.  Our experts will make sure you have the proper coverage in place!

Fidelity & Crime

One of the most common threats to organizations is occupational fraud. Fidelity & Crime insurance addresses losses due to employee dishonesty, credit card forgery, computer fraud, social engineering and theft. In the retail environment, employees are exposed to many opportunities to make poor decisions.  Let us help you take the steps to reduce risk and support you if a loss occurs. 

Data Breach & Cyber Risk

Cyber attacks can lead to loss of revenue, business interruptions and costly litigation. Organizations of all sizes can suffer breaches from malicious attacks, bad actors, and even simple human error.  Let INSPRO help you take steps to protect yourself from cyber attacks by tailoring a Cyber Risk program to meet your specific needs.

Employment Practices Liability

Employment related claims can occur in any sized organization, especially in retail. The cost to defend allegations of wrongful termination, discrimination, workplace harassment, and retailation can be disruptive and costly. INSPRO knows your exposure to these risks and we can help you understand how to manage and protect against them with Employment Practices Liability (EPL) insurance.

Human Resources

  • HR Hotline – Live access to an HR Professional
  • Compliance
  • Monthly Notifications
  • Online Employee Training
  • Group Health Insurance Programs

 

 

 

 

 

 
 

Services

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Safety & Loss Control

Injuries and safety violations can cost money, time and so much more. That’s why it is always wiser to spend a bit more time doing the job safely than to risk getting a serious injury. To ensure workplace safety, it takes a team effort. 

DOT/OSHA Compliance Review

OSHA and DOT constantly updates their standards and requirements and keeping track of these updates can be a job in itself. Let INSPRO help you stay up-to-date with the current rules and regulations.

Claims Advocacy

In the unfortunate event that you have a claim, our purpose is to be certain that covered claims will be paid promptly and fairly. We are available to assist our clients with claims needs such as:

  • Gather police and accident reports
  • Keep you informed of the claim's status
  • Answer questions about the claims process
  • Assistance in resolving difficulties
HR Guidance & Support

At INSPRO, we continually look for innovative products and value-added services to ensure your customer satisfaction. Our goal is for our services to become your first resource for time-saving business resources whenever you need them.

Workers' Compensation Consulting

INSPRO is here to help you through your workers' compensation process with our in-house Workers' Compensation Consultant, Helen Hoffman. Helen specializes in workers' compensation cost containment while also building client relationships and delivering excellent client service.

Bonds

Bonding can be a necessary part of any business. INSPRO has an extensive history of providing bonding and will guide you through the entire process. Whatever your bonding needs you can Proceed with Confidence knowing our experienced and knowledgeable bond staff are here to help. 

Your Team

CPCU, CIC
Chief Operational Officer

Omaha

Omaha, NE
CIC
Senior Vice President

West Des Moines

West Des Moines, IA
Vice President

Fremont

Fremont, NE
CIC, CLCS
Vice President

West Des Moines

West Des Moines, IA
CPCU, CIC
Senior Vice President

Omaha

Omaha, NE
CIC, CPIA
Account Executive

West Des Moines

West Des Moines, IA
Account Executive

Omaha

Omaha, NE
Account Executive

Lincoln

Lincoln, NE