Drive with Confidence

Motor Freight Trucking  (Long and Short Haul)
Local Cartage Trucking
Owner Operators
Transportation Fleets 
Transportation Brokers
Sanitation and Refuse Operations
Towing Operations
Household Movers
Couriers and Delivery Services
Limousine Services
Ambulance Services
Power Sports
Various other transportation-related operations

Liability & Physical Damage Coverage

Liability coverages include coverage for damaged property, personal injury, advertising injury and damage to someone’s reputation. Physical Damage Insurance covers your truck if it is damaged. It consists of two different parts, Collision and Comprehensive. 

  • Collision - This part of the coverage pays for damage to your truck when it collides with another vehicle or object.
  • Comprehensive - This pays for almost every other peril your truck might face such as vandalism, fire and theft.

Cargo including Reefer Breakdown

Truckers who haul refrigerated freight need Reefer Breakdown or coverage that protects against spoiled refrigerated cargo due to a breakdown in the refrigeration unit. This could be because of a mechanical breakdown or because of an accident that causes the reefer unit to fail.

Single Unit to Large Fleets

Truck insurance rating can vary depending on the size of your fleet. For larger fleets we offer composite rating where the insurance company will develop a rate for the liability and physical damage coverages.

Umbrella Liability

An Umbrella policy offers extra liability coverage should your claims surpass your primary policy’s limits. Also, depending on the commodity you’re hauling you may be required to carry increased limits. We have access to several excess markets so we’re able to get you the coverage that will fit your business’ needs.

Work Comp & Occupational Accident

INSPRO is here to help you get the coverage you need to protect your employees should they be injured on the job. We have several Work Comp markets available for motor carriers both large and small, as well as Occupational Accident options for independent contractors.

Pollution Liability

The MCS90 endorsement requires that liability coverage apply to environmental restoration as well as bodily injury and property damage. The requirement is meant to restore the “environment” after the result of an auto accident that includes accidental release of a commodity or product transported by a motor carrier. The Broadened Pollution Liability (CA9948) form will respond in a similar fashion to the MCS90 but the policyholder will not receive a bill for the remediation costs upon completion.

Non-Trucking/Bobtail Liability

When you’re an owner-operator you need coverage beyond what your motor carrier provides. You need liability coverage and may also need physical damage coverage on your equipment, for those times when you use your truck for non-business purposes. You can count on us to help you get the coverage you need, when you need it.

Local Radius to Long Haul

Whether you are hauling 15 miles away or 1,500 miles away, INSPRO is here to help protect your business through our access to numerous trucking carriers.

Contingent Cargo & Auto

Contingent Cargo and Contingent Auto Liability protect truck brokers should one of their contracted truckers have a coverage issue. INSPRO understands your brokerage’s needs and is here to help you obtain the coverage you need.



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Safety & Loss Control

Injuries and safety violations can cost money, time and so much more. That’s why it is always wiser to spend a bit more time doing the job safely than to risk getting a serious injury. To ensure workplace safety, it takes a team effort. 

DOT/OSHA Compliance Review

OSHA and DOT constantly updates their standards and requirements and keeping track of these updates can be a job in itself. Let INSPRO help you stay up-to-date with the current rules and regulations.

Claims Advocacy

In the unfortunate event that you have a claim, our purpose is to be certain that covered claims will be paid promptly and fairly. We are available to assist our clients with claims needs such as:

  • Gather police and accident reports
  • Keep you informed of the claim's status
  • Answer questions about the claims process
  • Assistance in resolving difficulties
HR Guidance & Support

At INSPRO, we continually look for innovative products and value-added services to ensure your customer satisfaction. Our goal is for our services to become your first resource for time-saving business resources whenever you need them.

Workers' Compensation Consulting

INSPRO is here to help you through your workers' compensation process with our in-house Claims Consultant, Jen Bryant. Jen specializes in workers' compensation cost containment while also building client relationships and delivering excellent client service.


Bonding can be a necessary part of any business. INSPRO has an extensive history of providing bonding and will guide you through the entire process. Whatever your bonding needs you can Proceed with Confidence knowing our experienced and knowledgeable bond staff are here to help. 

Your Team

Executive Vice President of Operations


Lincoln, NE
Vice President | Producer


Wahoo, NE
Senior Vice President | Producer


Lincoln, NE
Senior Vice President | Producer


Omaha, NE

West Point

West Point, NE


Omaha, NE

West Des Moines

West Des Moines, IA