Supplemental Benefits

Supplemental Benefits

Attracting and retaining the right employees is essential to your business. Making voluntary benefits available to employees is one way you can enhance the benefits package offered to your workforce without increasing the output of benefits dollars.

Allowing employees to purchase these plans through their employer offers advantages that are unavailable on the individual market.

INSPRO ADVANTAGE

Customized Rollout

Employees can be overwhelmed by too many changes, and too many options. We will help you prioritize and roll out new plan options on a timeline that makes it easy for your employees to evaluate their choices.

Tailored Communications

Good communication is essential to a successful open enrollment. Whether your employees prefer high tech or high touch, we’ll tailor a voluntary benefits communications plan that will reach your employees.

Managed Enrollment

We will manage the enrollment process from start to finish. Your voluntary benefits will be fully integrated with your core benefits plan to ensure maximum value and participation.

Accident

Accident
Accident

This policy helps cover deductibles and out-of-pocket costs by providing a cash benefit for an insured person’s medical care resulting from an accident. 

Cancer

Cancer
Cancer

This insurance policy provides cash benefits for expenses incurred in the prevention, diagnosis and treatment of cancer.

Hospital Indemnity/Gap

Hospital Indemnity/Gap
Hospital Indemnity/Gap

Provides a daily benefit for hospital confinement due to a covered accident, sickness or maternity stay – with no deductibles or coinsurance.

Critical Illness

Critical Illness
Critical Illness

This policy provides a lump sum benefit upon diagnosis of a covered critical illness. Examples include heart attack, cancer, stroke, Alzheimer’s and many others.

Term or Permanent Life

Term or Permanent Life
Term or Permanent Life

Life insurance pays a cash benefit so loved ones avoid financial hardship in the event of an insured person’s death. Whole, term and universal policies are available.

Disability

Disability
Disability

Provides the insured with a monthly income if unable to work due to sickness or injury. The coverage pays a percentage of an employee’s salary or a predetermined amount for a period of time.

Telemedicine

Telemedicine
Telemedicine

Allows access to a doctor via computer, phone, tablet for minor illnesses, saving both time and money. When necessary
the doctor can prescribe medication.

Legal/ID Theft

Legal/ID Theft
Legal/ID Theft

Provide protection from identity theft and assists with recovering from the financial damage and restoring credit. Legal services provided include unlimited access to attorneys for legal consultation.